I was in a minor car accident today that took off my back bumper. I was leaving my campus parking lot and another student was driving way too fast. I knew she was going to hit me so I sped up, but she still ended up hitting my bumper. I was in shock! And obviously very angry.
She got out of her car and kept apologizing. She immediately gave me her insurance card and started putting my bumper back on for me. I decided not to call the police and just file the claim through the woman’s insurance. I didn’t want us to be held up forever and I know how much it sucks to pay an unexpected ticket. So, countless hair ties later, my bumper was secure enough for me to drive across campus to my friend’s apartment.
My friend took me to get bungee cords and I was able to make the hour drive home. I called the woman’s insurance, gave my statement, and was told that she was not insured at the time of the accident. I was beyond pissed at this point. I certainly do not have the money to replace my bumper. There isn’t much that I can do at this point, though.
On my way home, I thought about how much worse the accident could have been. If I had not sped up, she would have hit my driver side door instead of my bumper. I would most likely be in the hospital right now instead of writing this post. I thought about how awful it would have been if my daughter had been in the backseat.
The thought of taking her to court has run through my mind. I want her to pay for her mistake and get a brand new bumper on my car. I want her to replace the $160 car seat that I had just installed. But I have also been in her shoes more times than I would like to admit.
I have paid quite a few tickets for accidents. I have had to come face to face with a very pregnant lady that I had just rear ended. The word perfect does not describe me whatsoever. I know the financial hardship of causing an accident. I do plan on seeking compensation for a new car seat, but if her insurance company refuses to pay for my bumper then it is what it is.
I have so many things to be thankful for. I didn’t end up in the hospital. The world isn’t going to stop turning now that my bumper looks damaged. My daughter wasn’t with me at the time and enjoyed her day with her grandparents. I came home to a nice house that has more space than what we really need. My husband has even offered to do the grocery shopping tonight while I relax. I am typing this post on my new laptop that I bought just a few months ago.
I won’t lose any sleep over a dented bumper. My car is still just a year old and is in amazing shape. I don’t wish the stress of having to pay $1,000+ for a car accident out of pocket on anyone. I have too many blessings to count and don’t have the need to be petty about a little fender bender.
I do hope that the woman who hit me slows down while on campus. Hopefully, everyone reading this thinks before they hurry through a crowded parking lot.